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GitHub Copilot Pricing 2026: Free, Pro, Pro+, Max, Business and Enterprise

GitHub Copilot (Agentdex profile) costs between $0 and $100 a month for individuals, and $19 or $39 per seat for organizations. The bigger change is how usage is measured. Paid plans now include a monthly balance of GitHub AI Credits for chat, agents and premium models, while code completions stay unlimited. This guide covers every plan as of October 24, 2026, how credits work, and how to pick the right plan without overpaying.

Key Takeaways

  • Copilot Free costs $0 and includes 2,000 code completions a month plus limited chat and agent use.
  • Individual paid plans are Pro ($10/month), Pro+ ($39/month) and Max ($100/month). Organizations pay $19 per seat for Business or $39 per seat for Enterprise.
  • One GitHub AI Credit is worth $0.01. Paid plans include a monthly credit balance, and code completions and next edit suggestions do not use credits.
  • Verified students get Copilot free, and verified teachers and maintainers of popular open source projects can get Copilot Pro free.
  • Business and Enterprise credits are pooled across the organization, and extra usage costs $0.01 per credit.
A developer working with code across two monitors

GitHub Copilot plans and prices at a glance

Prices and allowances below come from GitHub's Copilot plans page and Copilot documentation as of October 24, 2026.

Plan

Price

Monthly AI Credits

Best for

Free

$0

None (2,000 completions plus limited chat and agent use)

Trying Copilot

Student

$0 for verified students

Included student allowance

Students

Pro

$10/month

1,500 (1,000 base + 500 flex)

Most individual developers

Pro+

$39/month

7,000 (3,900 base + 3,100 flex)

Heavy agent and premium model users

Max

$100/month

20,000 (10,000 base + 10,000 flex)

Developers who run agents all day

Business

$19/seat/month

1,900 per seat, pooled

Teams and companies

Enterprise

$39/seat/month

3,900 per seat, pooled

Large organizations on GitHub Enterprise Cloud

"Base" credits are guaranteed each month. "Flex" credits are an extra allowance that GitHub says may change over time, so plan around the base number.

How GitHub AI Credits work

A GitHub AI Credit is a unit worth $0.01. Chat, agent sessions, code review and premium models draw from your credit balance, and more capable models use more credits per request. If you have read older guides that talk about "premium requests", note that current plans are measured in AI Credits instead.

Two things do not use credits: code completions and next edit suggestions. Both are unlimited on paid plans. That matters because completions are what most developers use most of the time.

When an individual runs out of credits, the options are to wait for the monthly reset, set a budget to keep working, or switch to a cheaper model. On Business and Enterprise, credits are pooled across the organization and overage is billed at $0.01 per credit. Admins can set budgets and get alerts at 75%, 90% and 100% of a budget.

Ways to get GitHub Copilot free

  • Copilot Free: anyone with a personal GitHub account can use it, with 2,000 completions a month and limited chat and agent use. Model choice is limited to automatic selection.
  • Copilot Student: free for verified students.
  • Copilot Pro for teachers and maintainers: verified teachers and maintainers of popular open source projects can get Pro free.

If you already get Copilot through an organization, you use that organization's plan rather than Copilot Free.

Individual plans: Pro vs Pro+ vs Max

All three paid individual plans include unlimited completions and access to the cloud agent, which can work on an issue and open a pull request for you. The difference is mostly how many credits you get.

  • Pro ($10): 1,500 credits a month. Enough for developers who mainly use completions and occasional chat or agent tasks.
  • Pro+ ($39): 7,000 credits a month. Worth it if you use premium models and agents most days.
  • Max ($100): 20,000 credits a month. For developers who keep agents running for long stretches.

A simple rule: start on Pro, watch your credit usage for a month, and only move up if you regularly run out.

A small team of developers planning work at a whiteboard

Copilot Business vs Copilot Enterprise

Business costs $19 per granted seat per month and includes 1,900 credits per seat. Enterprise costs $39 per seat and includes 3,900 credits per seat. In both cases credits are pooled, so a light user's unused credits help cover a heavy user.

Both plans give admins control over policies, models and budgets. Enterprise is designed for organizations on GitHub Enterprise Cloud that want Copilot more deeply tied to their codebase and governance. Note that Copilot is not available on GitHub Enterprise Server.

One privacy difference is worth knowing: GitHub says data from individual plans (Free, Pro, Pro+ and Max) may be used to train models unless you opt out. Check your settings if that matters to you.

Where you can use Copilot

Copilot works in VS Code, Visual Studio, JetBrains IDEs, Xcode, Vim and Neovim, Zed (Agentdex profile) and Eclipse. It is also available in the GitHub CLI, the GitHub desktop and mobile apps, on github.com, and in Slack and Microsoft Teams. Third-party coding agents, including Claude and Codex (Agentdex profile), are available inside Copilot as a preview.

How Copilot compares on price

Tool

Entry paid plan (Oct 2026)

Key difference

GitHub Copilot

Pro $10/month

Unlimited completions; credits for chat, agents and premium models

Cursor (Agentdex profile)

Plus $8/month (Grok models only); Premium $30/month

Weekly allowance shared with Grok; third-party models billed at API list price

Devin Desktop (Agentdex profile) (formerly Windsurf)

Pro $20/month

Frontier models within daily and weekly quotas

Claude Code (Agentdex profile)

Claude Pro $20/month

Terminal and desktop agent rather than an IDE plugin

For head-to-head guides, see Cursor vs Copilot, Sourcegraph Cody vs Copilot and Copilot alternatives.

Which GitHub Copilot plan should you choose?

  • Learning or coding occasionally: Free, or Student if you qualify.
  • Professional developer, mostly completions: Pro at $10/month.
  • Daily agent and premium model use: Pro+, or Max if you hit Pro+ limits.
  • Team of any size: Business, with budgets set from day one.
  • Large organization on GitHub Enterprise Cloud: Enterprise.

Watch-outs

  • Flex credits can change, so do not build your budget around them.
  • Premium models use credits faster. The same task can cost very different amounts depending on the model you pick.
  • Org overage is billed at $0.01 per credit. Without a budget, a few heavy agent users can push the bill up quickly.
  • Plans and allowances change often. Re-check GitHub's plans page before renewing.

Model Pulse

Daily AI model drops, tools, and what they mean for AI coders.

FAQ

Is GitHub Copilot free?

There is a free plan. Copilot Free includes 2,000 code completions a month and limited chat and agent use. Verified students get Copilot free, and verified teachers and popular open source maintainers can get Copilot Pro free.

How much is GitHub Copilot per month?

As of October 24, 2026, Pro is $10/month, Pro+ is $39/month and Max is $100/month for individuals. Business is $19 per seat per month and Enterprise is $39 per seat per month.

Do code completions use GitHub AI Credits?

No. Code completions and next edit suggestions do not use credits and are unlimited on paid plans. Credits are used by chat, agents, code review and premium models.

What happens when I run out of credits?

Individuals can wait for the monthly reset, set a budget to keep going, or switch to a cheaper model. Organizations can buy more usage at $0.01 per credit, controlled by budgets that admins set.

Can I control Copilot spending for my team?

Yes. Business and Enterprise admins can set budgets and receive alerts at 75%, 90% and 100% of a budget. Credits are pooled across the organization.

Written by Agentdex Editorial. Agentdex is an independent directory reviewing AI coding tools; we are not affiliated with the companies mentioned. Prices and features are as of October 24, 2026, from official sources linked above. Always confirm on the vendor's site.